<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/debt.4","prevPageNumber":2,"bottomArticles":[{"date":"Thu Jul 26 00:00:00 PDT 2018","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/prs102_Article-8.jpg","previewDescription":"If you were hoping to learn that, say, Wednesday is the best day to pay your credit card bill, we\u2019re sorry to disappoint you. In terms of days of the week, there really isn\u2019t a \u201cbest\u201d one on which to pay your bill. However, there is a date by which we highly recommend paying your bills, and that\u2019s the payment due date.","title":"Is There a Best Day to Pay Your Credit Card Bill?","pagePath":"/articles/is-there-a-best-day-to-pay-your-credit-card-bill","imageAlt":"Calculating how much is owed on a credit card bill","tags":["credit-one-central-topics:debt"]},{"date":"Wed Jun 13 00:00:00 PDT 2018","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_40_101845-DebtStrategies.jpg","previewDescription":"Most folks who find themselves overwhelmed by debt didn\u2019t plan on being there. Which is why taking the opposite approach and having a solid plan to get out of debt makes good sense. But there are lots of debt-reducing strategies out there, so which one is right for you?","title":"Cool Debt-Reduction Strategies","pagePath":"/articles/cool-debt-reduction-strategies","imageAlt":"The snowball approach to getting out of debt","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Wed May 02 00:00:00 PDT 2018","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104428 COC_11_PayDayLoans.jpg","previewDescription":"If you haven\u2019t been inside one, you\u2019ve almost certainly passed by one. They\u2019re those non-descript buildings typically adorned with brightly colored awnings or neon signs proclaiming \u201cPAYDAY LOANS\u201d to the world. You\u2019ll find them in most towns, large and small, in states where they\u2019re legal. In fact, according to a report by NBC news, there are now more payday lenders in the United States than McDonalds or Starbucks!","title":"Payday Loans: The Hard Truth About Easy Cash","pagePath":"/articles/payday-loans-the-hard-truth-about-easy-cash","imageAlt":"Warning sign: What you should know about Payday loans","tags":["credit-one-central-topics:debt"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/debt.2","prevPageUrlMobile":"/articles/topics/debt.2","prevPageNumberMobile":2,"topArticles":[{"date":"Thu Feb 04 00:00:00 PST 2021","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/06/06022021_Loan vs Line of Credit Article.jpg","previewDescription":"If you need to borrow money from a lender (financial institutions like banks or credit unions, not your friends or family), you have two main choices: you can take out a loan or get a line of credit. Both a loan and a line of credit provide you with funds, but they work differently. There are pros and cons associate with each, and the option that's the best fit for you may depend on why you need the money in the first place.","title":"Loan vs. Line of Credit: What\u2019s the Difference?","pagePath":"/articles/loan-vs-line-of-credit-whats-the-difference","imageAlt":"Installment Loan Versus a Line of Credit","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:financial-tips","creditonebank:CreditEducation","credit-one-central-topics:debt","creditonebank:PersonalFinance"]},{"date":"Thu Oct 01 00:00:00 PDT 2020","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/11/Preparing_for_a_Financial_Emergency.jpg","previewDescription":"A financial emergency can occur at most any time and, if you\u2019re not prepared, it could negatively affect your financial health, both short- and long-term. Being prepared could make it easier to manage your money during challenging times and help get your finances back on track.","title":"Tips for Preparing for a Financial Emergency | Credit One Bank","pagePath":"/articles/emergency-funds-and-more-preparing-for-a-financial-emergency","imageAlt":"Four Ways to Prepare for a Financial Emergency","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance","credit-one-central-topics:budgeting"]},{"date":"Thu Jun 27 00:00:00 PDT 2019","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/robert-lillegard/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_39_102673_Plans_Paying_Back_Student_Loan.jpg","previewDescription":"Student loans are a hot-button topic these days. As of 2019, 44.5 million borrowers owe a total of $1.5 trillion, and the average borrower graduates owing $28,650. Most people can\u2019t repay a debt like this immediately, but don\u2019t despair. The good news is that graduates with a four-year degree earn an average of $399 more per week than those with some college but no degree, which should make it easier to pay off those loans. With some patience and pre-planning, you should be able to pay back your loans and meet your other financial priorities at the same time.","title":"Preparing a Plan for Paying Back Student Loans","pagePath":"/articles/preparing-a-plan-for-paying-back-student-loans","imageAlt":"Student loan debt can be a heavy burden on your shoulders","tags":["creditonebank:FinancialPlanning","credit-one-central-topics:debt","creditonebank:PersonalFinance"]}],"lastPageNumberMobile":0,"currentPageNumber":3,"nextPageNumber":4,"lastPageNumber":4,"nextPageUrlMobile":"","articlesTopics":["financial tips","debt","budgeting"],"currentPageNumberMobile":3}"/>