<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-report.4","prevPageNumber":2,"bottomArticles":[{"date":"Thu Oct 24 00:00:00 PDT 2019","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104377_COC_45_103110_What_is_a_Credit_Bureau.jpg","previewDescription":"If you\u2019ve had any experience with credit, you\u2019ve probably heard the term \u201ccredit bureau.\u201d It may have been when a potential lender informed you they were going to pull your credit report from a credit bureau, or you heard that it\u2019s a good idea to check your credit reports with the credit bureaus at least once a year, or maybe you watched a news story about one of the credit bureaus experiencing a data breach.","title":"What is a Credit Bureau?","pagePath":"/articles/what-is-a-credit-bureau","imageAlt":"Explaining what a credit bureau is and what it does","tags":["credit-one-central-topics:credit-report"]},{"date":"Thu Sep 19 11:13:54 PDT 2019","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/03/104429 COC_20_Hard Inquiries Vs Soft Inquiries.jpg","previewDescription":"When a potential creditor looks at your credit reports to help them make a lending decision, it is considered an inquiry. But how they look at it\u2014with a \u201chard inquiry\u201d or \u201csoft inquiry\u201d (aka \u201chard pull,\u201d \u201csoft pull\u201d)\u2014could have an effect on your credit score.","title":"What is a Hard Inquiry? What is a Soft Inquiry? [Infographic]","pagePath":"/articles/what-is-a-hard-inquiry-what-is-a-soft-inquiry-infographic","imageAlt":"Infographic of hard vs soft inquiries","tags":["credit-one-central-topics:credit-report","credit-one-central-topics:infographic"]},{"date":"Fri Aug 30 08:41:36 PDT 2019","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/sean-p-egen/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_29_102961_howtofreezeyourcredit.jpg","previewDescription":"Headlines have been filled with a string of security breaches over the past few years. 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