About the author:
Sean P. EgenAfter realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
Auto insurance providers consider a number of factors in deciding whether to issue you a policy and calculating your premium. These factors include, but are not limited to, your driving history, where you live, your age, your gender, your marital status, the make and model of the vehicle you’re insuring, and the types of coverage you want. But did you know that in all but five states (as of September 2021) they can also consider your credit score?
Fewer and fewer people are writing checks these days. With so many payment alternatives, including cash, electronic transfers, credit cards, debit cards, Apple Pay, Google Pay, and more, check writing has steadily fallen out of fashion. According to a 2019 Federal Reserve study, from 2015 to 2018 check payments declined 7.2 percent per year by the number of checks written and 4.0 percent per year by the total value of checks written.
If you’ve got some cash you’re looking to keep in a safe place and earn interest on, you may be considering a money market or a high-yield savings account. Both of these options offer the security of a standard savings account, but they typically pay higher interest rates. And they don’t require you to leave your money in them for a set period of time like a certificate of deposit.
No, this is not an article about a battle between home warranty plans and home insurance policies. But, given that these two products are sometimes confused for each other, it’s worth exploring their differences—especially for you homeowners and about-to-be homeowners out there.
Every time you pull up to a gasoline pump to fill up your vehicle, you have to answer one question: Cash or credit? Well, using a credit card to purchase gasoline can offer multiple advantages over paying with cash, yet many people still insist on paying with cash. We’ll get into those advantages, but first, for those of you still paying with cash because you’ve never tried paying by credit card, let’s cover the basics of how you actually go about paying at the pump with a credit card.
One of the upsides of renting is that you are not responsible for the building, property, or any related structures on the property—other than damage you may inflict—because you are not the owner of the property. The landlord is responsible for these and would typically insure it through a homeowners insurance policy.
Thinking about purchasing home warranty insurance? If you are, then you may need a little clarification, because there’s technically no such thing as “home warranty insurance.” This term appears to be a hybrid of “home insurance” (aka homeowners insurance, as it’s primarily called) and “home warranty,” which are two similar but distinctly different products. However, they both offer homeowners protection against out-of-pocket expenditures and can even complement each other to help you achieve the right mix of protection.
There’s a credit card for nearly everyone, and that includes sports fans. Passionate sports fans want to show their support for their favorite sports or teams with just about everything they do, including making purchases with a credit card. But a sports-themed credit card can do more than just announce to the world that you’re a super fan. Along with the many benefits credit cards offer in general, here are a few other pluses a sports-themed credit card may offer.
After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.